HACP encourages all of its residents to break the cycle and find the way out of public housing. Just because you grew up living in public housing does not mean you have to stay there as an adult. Somewhere out there is a house with a yard for your kids to play in, or a porch with a swing that you always wanted.

Now, thanks to the HACP Homeownership Program...

The dream of owning your own home is no longer out of reach. If you are determined to help yourself, we are determined to help you - to achieve that dream. This program was designed for people who find it difficult to qualify for a traditional mortgage. So, don't let obstacles like poor credit or an inability to save, prevent you from providing your family with a home of your own. The HACP Homeownership Program will help you tackle these issues head on.

A Step-By-Step Approach
The HACP Homeownership Program involves individual counseling to show you how to take control of your finances. In these sessions you will learn how much home you can afford, and how to repair your less than perfect credit. But that's only part of the plan. You'll also learn how to work with a realtor in finding a home, and what to expect when it's time to obtain a mortgage.

A Downpayment Bonus
This program goes beyond counseling to help with what some consider one of the biggest barriers to owning a home - saving for the down payment and closing costs. Finally, your efforts to save will be supported and augmented again and again.

The Last Step
After you complete an introductory course, you'll be ready to apply for a mortgage. You will be presented with several special options offering reduced interest rates. With the up-front fees reduced and the possibility of lower rates, home ownership becomes easier than ever.

Don't let another year go by
If you enroll now, next year at this time you could be in a home of your very own. Call the HACP to find out more at 412.456.5062.

Equal Housing Lender